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Commercial Combined Insurance

Commercial Combined Policies are designed to package together your respective commercial insurances into one neat policy. That said – we can offer commercial buildings insurance, as well as liabilities or commercial motor either on a stand-alone basis or on combined contracts.

 A typical commercial combined business package would include:

  • Liabilities: Public, Employers, Products, Directors' & Officers', Professional Indemnity
  • Money, Fidelity, and Credit Cover
  • Business Interruption
  • Vehicle Insurances
  • Premises Cover

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We are experienced in placing the unusual or specialist risks and can accommodate businesses both large and small, as well as new-start ups and mixed usage properties. Some of our more specialist areas include:

  • Combining vehicles & liabilities, as well as contents and equipment on one contract.
  • Taking a higher excess to lower your premiums. 
  • Those with an adverse claims record.
  • Criminal convictions, poor credit ratings and insolvency judgments.
  • Unoccupied properties
  • Vulnerable areas including those threatened by flood risks
  • Specialist trades / occupations or part-time businesses, including high-risk ventures.