Can I get Public Liability Insurance just for one day?

Can I get Public Liability Insurance just for one day?

27 April 2016

Yes – There are various products on the market for ‘Temporary PL Insurance cover – These products are designed to cover a said ‘Event’ and usually if the client seeking insurance is to hold numerous events they could opt for a block or annual policy (This would offer a more cost effective option)

Please bare-in mind One Day Cover is case specific.

It is designed to accommodate risks that are inherently ‘Temporary’ in their nature and not in need of annual cover.

Many specialist insurers will also offer a discounted rate for a ‘block’ purchase of insurance. A scenario may be an ‘Antiques fair’ is travelling throughout the country and require cover for various dates and locations.

Whereas a plumber, who works on a ‘part Time’ basis, couldn’t incept a ‘Temporary Policy’ specifically for the days he works – he would need a annual policy. 

Types of Events these temporary policies are designed to cover, would be Music Festival’s, Sporting Event’s, Fêtes, Exhibitions, Conferences and Seminars.