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Boat (Marine) Insurance

  • Competitive policies for the UK’s sailing community
  • A range of cover options & insurers for yachts, motorboats, RIBs, fishing boats & dinghies

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Boat (marine) Insurance options

Whether for a motor or sailing yacht, we provide boat / marine insurance for all types of vessel.

This includes policies which are suitable for casual local sailors, cruising in the channel islands and adjacent French coast, through to those hardy souls tackling the deep blue either solo, or as part of the ARC or similar.

Our Chairman is himself a keen sailor, he has completed the ARC, and the dreaded Biscay several times – so knows the value and peace of mind an insurance policy can bring.

We use a select number of insurance providers – insurers who can and do understand the boat insurance market well and can provide a good array of policy options and extensions.

What sort of policy options are available?

We know that every client has individual demands and we ensure that the cover in place is best suited to your particular specifications. We are able to cover a wide range of vessels against any possible risk so you are shipshape and set to sail!

Discounts are available for no previous claims and RYA qualifications. In addition, usage and voyage duration plus limitations to costal waters can all make a premium more competitive.

Cover is usually provided on an ‘all-risks’ basis; which includes options for:

  • Cover for loss, damage, theft & third party liability
  • Personal Belongings and additional values available
  • Outboard motors & tender cover
  • Emergency Medical Expenses and Personal Accident cover
  • Optional racing cover for the competitive amongst you!
  • Agreed value policy (some policies)
  •  Marine Legal Protection cover (optional)

Cover is also available on a Third-Party only basis which commonly provides:

  • Cover for damage to  other vessels and/or property that you are found to be legally liable for
  • Cover for death & injury that you are found to be legally liable for
  • Cover for pollution
  • Cover for emergency medical expenses and personal accidents (Some policies)
  • Since there is no ‘own damage’ cover – there is no excess on Third Party Only cover.

What types of Vessels can I insure?

  • Yachts
  • Cruisers
  • Sailing Boats
  • Fishing Boats
  • Dinghies
  • Rowing Boats
  • RIB/Inflatables
  • Speed Boats

We have a broad client base – from RIBs and  small Souter motor boats through to Oysters and larger motor boats such as Princess and Sunseekers, on the books.

What our clients say

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Welcome to CG TV

Welcome to CG TV

A collection of videos which outline Clegg Gifford’s products and other useful information.

  • Discover more about the products and services we can offer, for both personal and commercial insurances.
  • Check out our trade specific ‘overviews’ which can help determine the right coverage options for your business.
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What makes us special?

  • 50+ Years of experience

    Clegg Gifford were formed in 1968 which means we celebrated our 50th anniversary in 2018. In our circa 50-year history, there is not much we haven’t seen! Our storied history in the Motor Trade, Taxi and Commercial Vehicle industry ensures you won’t find many better placed Brokers to deal with your unique requirements!

  • Scale of operations

    With a network of branches, Appointed Representatives and over 800 brokers we can find cover for clients in any area of the UK. We pride ourselves in being able to find bespoke solutions for unique requirements. From architects and bankers to yacht captains and zoologists, we have covered them all.

  • Nationally recognised Claims team

    As we all know far too well, claims, and claim management is a necessary part of Insurance. Consequently, good claims teams are worth their weight in gold! We are very proud of our distinguished team that have been nominated for ‘Claims Team of the Year’ two years in a row! Here is to hoping you won’t need to contact them!

  • Huge breadth of insurers

    Due to our heritage within the market, we have great relationships with a multitude of insurers across both personal and commercial lines. As always, our emphasis is on delivering you with flexible coverage options that help support your personal and commercial requirements. As a Lloyds broker we also have access to a range of London Market insurers.

Our Product Areas

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