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Commercial Vehicle Insurance

  • Flexible appetite. Single vehicles through to large fleets
  • Options available for premium discounts

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Commercial Vehicle Insurance

We are not a price comparison site and proud not to be so. Rather, we are a broker that provides options on lowering your premium and caters for flexible requirements – our flexible policies can accommodate where others can’t – that’s what makes our car insurance policies popular.

Our options allow you to:

  • Quotes for single vehicles, small or large commercial fleets
  • Place multiple vehicles under one policy.
  • Take a higher excess to bring down the premium you pay.
  • Young drivers are covered, and with a parental guarantee for a higher excess – can have substantially reduced premiums.
  • A No claims bonus earned by each driver; including younger drivers. We can cater for those with an adverse claims record or no bonus.
  • Factor in SORN and seldom used vehicles to provide a cheaper quote.
  • Cover multiple drivers – or have an ‘Any Authorised Driver’ option.
  • Discounts for those who cycle to work, do not commute or are away for substantial periods.
  • Short –term policies.
  • Specially adapted, modified and special usage vehicles.
  • For commercial work undertaken, we are unique in providing customised certificates for your specific occupation(s).
  • Unusual policies and requests for flexible cover terms.
  • Local Authority requirements protected
  • Personal vehicles covered on fleet polices and extended for business use

Commercial Vehicle Insurance FAQs

1. Can I add public liability coverage to my Commercial Vehicle policy?

Yes, we can add public liability to your commercial vehicle policy. We can also add, Employers Liability and a host of other coverages, should they be requested.

2. Can I add social usage to my Commercial Vehicle policy?

Yes, we can arrange cover to include social usage for drivers on your policy, subject to Underwriting considerations.

3. Can I add ‘Goods in Transit’ cover to my Commercial vehicle policy?

Yes. We are able to add a range of coverage options to your policy.

4. Can I add multiple vehicles to my policy?

Yes, you can add multiple vehicles to your Taxi policy. You can even add them Mid-term as policies expire elsewhere, meaning one common renewal date. If you have a large amount of vehicles, your policy will likely be arranged by our Fleet team.

5. Can you cover young or inexperienced drivers?

Yes, we can. Subject to Underwriting considerations.

It may be worth considering our ‘Bonus Booster’ policy.

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Welcome to CG TV

Welcome to CG TV

A collection of videos which outline Clegg Gifford’s products and other useful information.

  • Discover more about the products and services we can offer, for both personal and commercial insurances.
  • Check out our trade specific ‘overviews’ which can help determine the right coverage options for your business.
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What makes us special?

  • 50+ Years of experience

    Clegg Gifford were formed in 1968 which means we celebrated our 50th anniversary in 2018. In our circa 50-year history, there is not much we haven’t seen! Our storied history in the Motor Trade, Taxi and Commercial Vehicle industry ensures you won’t find many better placed Brokers to deal with your unique requirements!

  • Scale of operations

    With a network of branches, Appointed Representatives and over 800 brokers we can find cover for clients in any area of the UK. We pride ourselves in being able to find bespoke solutions for unique requirements. From architects and bankers to yacht captains and zoologists, we have covered them all.

  • Nationally recognised Claims team

    As we all know far too well, claims, and claim management is a necessary part of Insurance. Consequently, good claims teams are worth their weight in gold! We are very proud of our distinguished team that have been nominated for ‘Claims Team of the Year’ two years in a row! Here is to hoping you won’t need to contact them!

  • Huge breadth of insurers

    Due to our heritage within the market, we have great relationships with a multitude of insurers across both personal and commercial lines. As always, our emphasis is on delivering you with flexible coverage options that help support your personal and commercial requirements. As a Lloyds broker we also have access to a range of London Market insurers.

Our Product Areas

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