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Miscellaneous Insurance Appetite

  • Bespoke policies available from specialist Lloyd’s Insurers
  • Products available include: Marine Cargo, Aviation, Media & Entertainment
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Miscellaneous Insurance

As a specialist Lloyds’ broker, we are able to provide you and your clients with access to a multitude of Insurers and products that may be otherwise unavailable. We pride ourselves on being able to cover the unusual or hard to place risks through creating bespoke packaged policies that support the client’s business requirements. In many cases we are able to do this in house through the use of our coveted Delegated Authority agreements.

Our Lloyds’ team aim to deliver tangible results through their mantra of applying ‘traditional trading techniques in a modern market’. The team have a proven track record across all products, occupations and industries but tend to achieve best results on the larger Commercial risks whereby they can lean on their combined experiences to deliver the best end policy for your clients.

Broadly speaking, if it needs cover… we are able to source it!

What other products can we cover

Products available include:

  • Commercial Combined policies: Pick and choose applicable coverage sections under one succinct policy. Why not combine Commercial Insurance requirements with Commercial Motor?
  • Standalone Liability or Material Damage: In addition to providing coverage as part of a packaged solution, we can provide standalone Liability / Material Damage cover, even for those heavier trades, including wastage and recycling.
  • Professional Liabilities: Although not a common requirement for those in the Motor Trade, we are able to provide Professional Indemnity and Director’s & Officers cover for Commercial Businesses on a standalone basis, or as part of a packaged policy.
  • Media & Entertainment: We have provided cover for some well known (and not so well known!) films who required some sort of combination of Motor and or Liability cover.
  • Cargo / Aviation: We work with numerous specialist insurers to provide our clients with flexible options for shipping goods internationally.
  • Goods In Transit: Generally used as an add on to a Motor Trade / Commercial policy, we are able to provide coverage for Stock, Vehicles and Tools in transit.
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Welcome to CG TV

Welcome to CG TV

A collection of videos which outline Clegg Gifford’s products and other useful information.

  • Discover more about the products and services we can offer, for both personal and commercial insurances.
  • Check out our trade specific ‘overviews’ which can help determine the right coverage options for your business.
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What makes us special?

  • Expertise

    Our experienced team are on hand to deal with any queries you may have on our extensive suite of products. We assess each risk on a bespoke basis to find the best solution for you and your client.

  • Scheme Availability

    Where applicable, we are able to consider ringfenced schemes for existing books of business or where brokers have niche product requirements. This flexibility would allow your brokerage to directly bind risks within set underwriting limits.

  • Expansive Appetite

    We have access to multiple, unique binders and schemes that ensure we are able to accommodate your clients requirements across multiple products. Our status as a Lloyds broker ensures we can place all manner of risks from the ‘one man band’ selling vehicles from his garage, right through to multi location breakers.

  • Customer Service

    Our service goes beyond mere policy placement, we strive to provide exceptional service to our broker partners throughout the policy term, no matter the scenario. Our award-winning in-house claim team are also available should they be needed… (hopefully not!)

Our Product Areas

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