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Private Car / Family Fleet Appetite

  • Cover all your clients vehicles under one succinct policy (including commercial vehicles)
  • Flexible acceptance criteria for younger or inexperienced drivers
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Private Car / Family Fleet Appetite

Our bespoke ‘Family Fleet’ policy is the best choice for your clients who are in need of a flexible policy that caters for a number of vehicles, drivers and usages under one succinct offering.

We are also able to add other vehicles on a pro-rata basis mid-term, meaning that you can group your other vehicles under our policy as they expire elsewhere, aligning your renewal date.

Cover can be arranged on most vehicles including commercial vehicles, motor bikes, mopeds, kit cars, and specialist or agricultural vehicles.

Other benefits include:

  • Individual No Claims Bonus: Each driver added to the policy earns an individual no claims bonus meaning it’s a great place to start for the families’ younger drivers. For those who chose to do so, we can also offer bonus protection.
  • Flexible Offering: Although not our core appetite, we are able to account for drivers with an adverse claims or conviction history. We can also account for SORN or rarely used vehicles to provide a cheaper quote.
  • Premium Discounts: We are able to offer premium discounts based upon increased excesses and or restricted driving options which can be especially helpful for those with younger drivers, or those who require short term policies.
  • Telematics: For the more technology savvy clients we can provide telematics devices that could reduce payable premium and can be particularly helpful in repudiating claims.

Policy Options Available

Any Authorised Driver: Although not a common request, we can accommodate cover for vehicles with any driver (over 21 or 25). Perfect for large families / businesses that don’t want to ‘name’ all possible drivers. *subject to terms and conditions.

SORN Vehicles: Cover vehicles that are currently not roadworthy. Cover is provided on a Fire & theft basis.

Short Term Policies: We understand that flexibility is paramount for our Clients. Subsequently, we are able to offer our Family Fleet product on a short term basis for 3, 6 or 9 month policies.

Bonus Protection: A worthwhile option for those who prefer extra security and would like to protect their NCB from year to year.

What is the Bonus Booster? Is it right for me?

Our Bonus Booster policy works by offering a short term, 6 month policy, that providing is claim free at renewal, a full 1 year claim free discount will be applied to a new annualised policy taken out with Clegg Gifford. *terms and conditions apply.  

Bonus Booster policies work great for those who are first time drivers, or those who have no bonus accrued due to claims or convictions.

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Welcome to CG TV

Welcome to CG TV

A collection of videos which outline Clegg Gifford’s products and other useful information.

  • Discover more about the products and services we can offer, for both personal and commercial insurances.
  • Check out our trade specific ‘overviews’ which can help determine the right coverage options for your business.
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What makes us special?

  • Expertise

    Our experienced team are on hand to deal with any queries you may have on our extensive suite of products. We assess each risk on a bespoke basis to find the best solution for you and your client.

  • Scheme Availability

    Where applicable, we are able to consider ringfenced schemes for existing books of business or where brokers have niche product requirements. This flexibility would allow your brokerage to directly bind risks within set underwriting limits.

  • Expansive Appetite

    We have access to multiple, unique binders and schemes that ensure we are able to accommodate your clients requirements across multiple products. Our status as a Lloyds broker ensures we can place all manner of risks from the ‘one man band’ selling vehicles from his garage, right through to multi location breakers.

  • Customer Service

    Our service goes beyond mere policy placement, we strive to provide exceptional service to our broker partners throughout the policy term, no matter the scenario. Our award-winning in-house claim team are also available should they be needed… (hopefully not!)

Our Product Areas

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