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Multi Vehicle Insurance

  • Cover all the family vehicles under one policy
  • Each driver earns NCB in their own name

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Multi Vehicle Insurance

This superb policy caters for households with three or more vehicles. It is the most flexible policy of its kind and  allows you to:

  • Cover any combination of vehicles, including commercial vehicles, motorbikes, kit cars and agricultural or specialist vehicles as well as family and staff vehicles owned by you / your business.
  • A No Claims Bonus earned by each driver; including younger drivers. We can cater for those with an adverse claims record or no bonus.
  • Take a higher excess to bring down the premium you pay.
  • Young drivers are covered, and with a parental guarantee for a higher excess – can have substantially reduced premiums.
  • Driving other vehicles extension both Comprehensive/Third Party cover available
  • Cover your cherished ones and agreed value vehicles under the same policy as your everyday ones.
  • Factor in SORN and seldom used vehicles, including those being worked –upon to provide a cheaper quote.
  • Cover multiple drivers – or have an ‘Any Authorised Driver’ option.
  • Discounts for those who cycle to work, do not commute or are away for substantial periods.
  • Short–term policies.
  • Specially adapted, modified and special usage vehicles.
  • Commercial work undertaken, we are unique in providing customised certificates for your specific occupation(s).
  • Unusual policies and requests for flexible cover terms.
  • Bonus protection available
  • Vehicles kept permanently abroad
  • Unlimited windscreen cover

Our policy is flexible and you can add your vehicles to the policy on a pro-rata basis, bringing these all into line with the same renewal date. Furthermore we can tailor the level of cover on the different vehicles and rate the policy on the basis that you can only drive one at a time – and that this should be reflected in the premium.

Home Fleet Insurance FAQs

1. Will my Home Fleet policy cover me to drive abroad?

We can cover your vehicles abroad, subject to you obtaining a Green Card.

2. Am I covered to drive other vehicles?

We can cover you to drive other vehicles on a Comprehensive or Third party basis. Subject to Underwriting consideration.

3. Are there options available to reduce my premium?

Yes, we have multiple options available to you to reduce your payable premium. This includes increasing your excess, restricting drivers to certain vehicles

4. Can I add my business vehicles to my Home Fleet policy?

Yes, you can add your vehicles and select your usage type individually per vehicle on your policy.

5. Can I include younger or inexperienced drivers on my Home Fleet policy?

Yes, although it is subject to Underwriting consideration.

What our clients say

Discover what our clients are saying on the most trusted review platforms like Reviews.io

  • We have a  4.46 Rating on 1059 Reviews

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T Henderson

Excellent service and great communication

Posted 2 years ago

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Anonymous

Efficiency

Posted 2 years ago

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Mo

This year Clegg Gifford has become a much much better company, faster response & all around highly improved.

Posted 2 years ago

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Anonymous

Very good service from Mid update

Posted 2 years ago

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Anonymous

Great service

Posted 2 years ago

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David Campbell

Excellent service all staff friendly and helpful

Posted 2 years ago

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Akram Alkifaie

friendly staff

Posted 2 years ago

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Muhammad Shahzad

Very professional nice and polite customer service. and very responsible prices. I will recommend

Posted 2 years ago

Welcome to CG TV

Welcome to CG TV

A collection of videos which outline Clegg Gifford’s products and other useful information.

  • Discover more about the products and services we can offer, for both personal and commercial insurances.
  • Check out our trade specific ‘overviews’ which can help determine the right coverage options for your business.
Discover More

What makes us special?

  • 50+ Years of experience

    Clegg Gifford were formed in 1968 which means we celebrated our 50th anniversary in 2018. In our circa 50-year history, there is not much we haven’t seen! Our storied history in the Motor Trade, Taxi and Commercial Vehicle industry ensures you won’t find many better placed Brokers to deal with your unique requirements!

  • Scale of operations

    With a network of branches, Appointed Representatives and over 800 brokers we can find cover for clients in any area of the UK. We pride ourselves in being able to find bespoke solutions for unique requirements. From architects and bankers to yacht captains and zoologists, we have covered them all.

  • Nationally recognised Claims team

    As we all know far too well, claims, and claim management is a necessary part of Insurance. Consequently, good claims teams are worth their weight in gold! We are very proud of our distinguished team that have been nominated for ‘Claims Team of the Year’ two years in a row! Here is to hoping you won’t need to contact them!

  • Huge breadth of insurers

    Due to our heritage within the market, we have great relationships with a multitude of insurers across both personal and commercial lines. As always, our emphasis is on delivering you with flexible coverage options that help support your personal and commercial requirements. As a Lloyds broker we also have access to a range of London Market insurers.

Our Product Areas

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