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Liability Insurance Appetite

  • Public, Employers & Products Liability available from a wide variety of Insurers
  • Dovetail Liability coverage with Road Risk or Material Damage
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Liability Insurance

Clegg Gifford have access to numerous binders and facilities with some of the largest Liability Insurers to provide you and your client with ample coverage no matter the occupation. Our unique Insurer relationships allow us to consider larger commercial risks where others cannot!

The team specialise in obtaining terms for high-risk businesses and occupations that many other Brokers would not be able to work with (this includes those ‘heavier’ occupations like waste and recycling!).

Our heritage in the Motor Industry means we can dovetail coverage to support underlying Road Risk policies, regardless of occupation or trade.

Policy Options Available

We can provide coverage for Public, Employers and Products Liability with indemnity limits of up to £10,000,000.

Standalone / Dovetailed: The flexibility of our offering means that we can provide cover on a one-off basis or in conjunction with an underlying Motor Trade or Commercial Vehicle policy.

Policy Extras

Property Cover – We work with a wide variety of Lloyd’s syndicates to provide competitive insurance coverage for a whole range of property (in connection with the Motor Trade), ranging from buildings and machinery, through to vehicle stock, and computers / diagnostic equipment.


Business Interruption – Sold in conjunction with our property offering, we can provide cover for Business Interruption as standard, or on a ‘increased cost of working’ basis.

Goods In Transit – Coverage available on vehicles, tools and stock in transit.

Tools / Equipment (Specified All Risks) – Cover available for portable tools, diagnostic equipment and specialist computers or electrical equipment.

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Welcome to CG TV

Welcome to CG TV

A collection of videos which outline Clegg Gifford’s products and other useful information.

  • Discover more about the products and services we can offer, for both personal and commercial insurances.
  • Check out our trade specific ‘overviews’ which can help determine the right coverage options for your business.
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What makes us special?

  • Expertise

    Our experienced team are on hand to deal with any queries you may have on our extensive suite of products. We assess each risk on a bespoke basis to find the best solution for you and your client.

  • Scheme Availability

    Where applicable, we are able to consider ringfenced schemes for existing books of business or where brokers have niche product requirements. This flexibility would allow your brokerage to directly bind risks within set underwriting limits.

  • Expansive Appetite

    We have access to multiple, unique binders and schemes that ensure we are able to accommodate your clients requirements across multiple products. Our status as a Lloyds broker ensures we can place all manner of risks from the ‘one man band’ selling vehicles from his garage, right through to multi location breakers.

  • Customer Service

    Our service goes beyond mere policy placement, we strive to provide exceptional service to our broker partners throughout the policy term, no matter the scenario. Our award-winning in-house claim team are also available should they be needed… (hopefully not!)

Our Product Areas

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