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Property / Material Damage Appetite

  • Cover available for: Buildings, Stock, Machinery, Vehicles, Tools and more
  • Pair property cover with Liability or Road Risk for one renewal date
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Property / Material Damage

Clegg Gifford have access to numerous binders and facilities with market leading property Insurers meaning we are able to support your clients business effectively. Our relationships also allow us to include cover for Business Interruption, Money and Goods in Transit, should a client wish to encapsulate all risks under one combined policy.

We are able to place risks of all sizes, ranging from multimillion pound commercial buildings through to ‘one man band’ workshops. This includes all types of commercial property, including non-standard and distressed risks, right the way through to property owners and those in connection to the motor trade.

Policy Options Available

  1. Stand-alone asset coverage: The core element of any property policy. We add to this by also being able to provide cover for empty or unoccupied buildings.
  2. Contents, Stock, Vehicles, Tools, Machinery & Diagnostic Equipment: We understand that ‘property’ cover does not just pertain to the four walls and roof. With our offering we are able to include cover for tools, machinery and diagnostic equipment that are all integral to your clients business operations

Policy Extras

Business Interruption: Clegg Gifford are also able to provide Business Interruption cover to accompany a core property / material damage policy. Policies can be arranged on a Gross Profit, Gross Revenue or Increased Cost of Working basis.

Dovetailed Coverage: We are happy to dovetail and package cover where we do not provide terms on either the liability or motor element or you wish to include all policies under one, with one common renewal date.

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Welcome to CG TV

Welcome to CG TV

A collection of videos which outline Clegg Gifford’s products and other useful information.

  • Discover more about the products and services we can offer, for both personal and commercial insurances.
  • Check out our trade specific ‘overviews’ which can help determine the right coverage options for your business.
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What makes us special?

  • Expertise

    Our experienced team are on hand to deal with any queries you may have on our extensive suite of products. We assess each risk on a bespoke basis to find the best solution for you and your client.

  • Scheme Availability

    Where applicable, we are able to consider ringfenced schemes for existing books of business or where brokers have niche product requirements. This flexibility would allow your brokerage to directly bind risks within set underwriting limits.

  • Expansive Appetite

    We have access to multiple, unique binders and schemes that ensure we are able to accommodate your clients requirements across multiple products. Our status as a Lloyds broker ensures we can place all manner of risks from the ‘one man band’ selling vehicles from his garage, right through to multi location breakers.

  • Customer Service

    Our service goes beyond mere policy placement, we strive to provide exceptional service to our broker partners throughout the policy term, no matter the scenario. Our award-winning in-house claim team are also available should they be needed… (hopefully not!)

Our Product Areas

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