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Car Insurance

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  • Competitive, flexible motor insurance  for a huge array of vehicle types

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Our approach

For over 25 years, we have been providing motor insurance for our customers who love our flexible policies. These policies can be widened to include young drivers and other members of your household and on a vast array of vehicle types.

Our family fleet policy can start with as little as one vehicle and as your other cars come up for renewal – you can place them on this policy mid-term so that you eventually have one premium, one policy number and one renewal date for all of your vehicles.

Our aim, with our insurer partners is to offer maximum choice in terms of the cover options available. We also pride ourselves on our flexible car insurance options, which enable you to largely tailor a policy according to your tastes.

Options available:

  • Quotes on Comprehensive, Third Party Fire and Theft and Third Party Only risks.
  • A number of ‘driver’ options including insured only, spouses, wider family members and options for any authorised drivers across different age brackets.
  •  Young drivers on their own, or specific family vehicles, this includes Scooters from 14 years plus.
  • Drivers with an adverse record for claims/ convictions / driving offences accepted.
  • Protection of hard earned ‘No Claims Bonus’ option
  • The ability to substitute vehicles mid- term in your policy and add further vehicles on our family fleet contract.
  • A simple and hassle free renewal procedure.
  • A variety of payment options, including direct debit.

Or click here to insure all of your family’s cars on one policy.

To get a quote, click on the ‘get quote’ to access our 24/7 online quote and buy system, or call us now on 01708 729 500.

What type of vehicles can be insured?

In short – pretty much every vehicle can be considered under the policy. Whilst premiums reflect the type of vehicle; there are a vast array of vehicle types that we can insure:

  • Everyday cars and runarounds
  • Sports and performance vehicles
  • High value and prestige marques
  • Classic vehicles and agreed value cover available
  • Commercial and vans
  • Scooters
  • Motorbikes
  • Kit cars
  • Modified vehicles

If in doubt – try us. There isn’t much we haven’t seen and haven’t insured over the years!

What options are there to bring down my premium?

The easiest way to bring down your premium is to review your current cover options and see what you really require.

Taking a larger voluntary excess is one such option; the higher the excess the bigger the discount on the premium.

It is worth reviewing the number of drivers on your policy and the driver options, including usage. These are all ways to bring down your car insurance premium.

Ultimately your premium is calculated based on your age, the type of vehicle you drive, the amount of usage, bonus levels and driving experience. Also, sadly – (other) people do have accidents and insurance as a concept is that of a pool of premiums which you collect upon if you have a claim and the cost of claims in this litigious world usually run into the thousands. That protection is at the essence of insurance and one never knows when that accident might happen and cant predict who it is that will have the accident that year.

What our clients say

Discover what our clients are saying on the most trusted review platforms like Reviews.io

  • We have a  4.45 Rating on 967 Reviews

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T Henderson

Excellent service and great communication

Posted 7 months ago

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Anonymous

Efficiency

Posted 7 months ago

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Mo

This year Clegg Gifford has become a much much better company, faster response & all around highly improved.

Posted 7 months ago

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Anonymous

Very good service from Mid update

Posted 7 months ago

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Anonymous

Great service

Posted 7 months ago

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David Campbell

Excellent service all staff friendly and helpful

Posted 7 months ago

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Akram Alkifaie

friendly staff

Posted 7 months ago

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Muhammad Shahzad

Very professional nice and polite customer service. and very responsible prices. I will recommend

Posted 7 months ago

Welcome to CG TV

Welcome to CG TV

A collection of videos which outline Clegg Gifford’s products and other useful information.

  • Discover more about the products and services we can offer, for both personal and commercial insurances.
  • Check out our trade specific ‘overviews’ which can help determine the right coverage options for your business.
Discover More

What makes us special?

  • 50+ Years of experience

    Clegg Gifford were formed in 1968 which means we celebrated our 50th anniversary in 2018. In our circa 50-year history, there is not much we haven’t seen! Our storied history in the Motor Trade, Taxi and Commercial Vehicle industry ensures you won’t find many better placed Brokers to deal with your unique requirements!

  • Scale of operations

    With a network of branches, Appointed Representatives and over 800 brokers we can find cover for clients in any area of the UK. We pride ourselves in being able to find bespoke solutions for unique requirements. From architects and bankers to yacht captains and zoologists, we have covered them all.

  • Nationally recognised Claims team

    As we all know far too well, claims, and claim management is a necessary part of Insurance. Consequently, good claims teams are worth their weight in gold! We are very proud of our distinguished team that have been nominated for ‘Claims Team of the Year’ two years in a row! Here is to hoping you won’t need to contact them!

  • Huge breadth of insurers

    Due to our heritage within the market, we have great relationships with a multitude of insurers across both personal and commercial lines. As always, our emphasis is on delivering you with flexible coverage options that help support your personal and commercial requirements. As a Lloyds broker we also have access to a range of London Market insurers.

Our Product Areas

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