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Breakdown and Recovery Insurance

  • Motor cover available for individual breakdown agents, garages or fleets
  • Liability and Material Damage coverage options available

Breakdown and Recovery Services Insurance

Finding the right insurance for your breakdown and recovery business doesn’t have to be difficult. At Clegg Gifford Insurance, we have years of experience putting the right protection in place for everything from small individual breakdown agents to garages and fleet operations.

Even if your operations include much more than just breakdown and recovery, such as storage, the sale of vehicles, goods in transit and plenty more besides, we can put the flexible policy you need in place.

Protecting Your Livelihood

Anyone who works in the recovery business will know that finding suitable and affordable cover can be challenging. That’s due to the fact that breakdown and recovery insurance is often considered to be a high-risk category. However, as motor trade specialists, we know where to turn to find competitive insurance policies that cover most eventualities. We provide:

  • Policies tailored to the particular risks you face
  • Multiple cover options
  • Cover for premises and contents within
  • Quick service to get you covered quickly

What Cover Do We Offer?

Our policies are designed specifically for breakdown and recovery services. They cover your own vehicles including your breakdown truck and customers’ vehicles while worked upon, towed or transported. As part of your motor trade policy we can also cover any buying and selling activities and your everyday vehicles – including bikes, vans, cars and even classic or vehicles being restored/declared SORN.

Some options for cover include:

  • Available for road risks only or with business premises (combined) and for full or part-time occupations
  • Premises or mobile
  • Goods in transit
  • Road risks: customers’ vehicles, own business vehicles, family/employee cars
  • Premises: stock, fixtures & fittings, tools & equipment
  • Public liability insurance
  • Employers’ liability insurance
  • And more…

How Can Clegg Gifford Help?

We work with our customers to tailor a single policy that covers all the risks they face. If you’re looking for breakdown and recovery services insurance, we will assess your business before finding a flexible and affordable policy that meets your specific needs. Request a quote or get in touch today.

What our clients say

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Welcome to CG TV

Welcome to CG TV

A collection of videos which outline Clegg Gifford’s products and other useful information.

  • Discover more about the products and services we can offer, for both personal and commercial insurances.
  • Check out our trade specific ‘overviews’ which can help determine the right coverage options for your business.
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What makes us special?

  • 50+ Years of experience

    Clegg Gifford were formed in 1968 which means we celebrated our 50th anniversary in 2018. In our circa 50-year history, there is not much we haven’t seen! Our storied history in the Motor Trade, Taxi and Commercial Vehicle industry ensures you won’t find many better placed Brokers to deal with your unique requirements!

  • Scale of operations

    With a network of branches, Appointed Representatives and over 800 brokers we can find cover for clients in any area of the UK. We pride ourselves in being able to find bespoke solutions for unique requirements. From architects and bankers to yacht captains and zoologists, we have covered them all.

  • Nationally recognised Claims team

    As we all know far too well, claims, and claim management is a necessary part of Insurance. Consequently, a good claims teams are worth their weight in gold! We are very proud of our distinguished team that have been nominated for ‘Claims Team of the Year’ two years in a row! Here is to hoping you won’t need to contact them!

  • Huge breadth of insurers

    Due to our heritage within the market, we have great relationships with a multitude of insurers across both personal and commercial lines. As always, our emphasis is on delivering you with flexible coverage options that help support your personal and commercial requirements. As a Lloyds broker we also have access to a range of London Market insurers.

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