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Breakers Yard Insurance

  • Commercial Combined Motor Trade policies available
  • A broad panel of Commercial Insurers (including Lloyd’s)

Breakers Yards Insurance

If you operate a breakers yard or work as a vehicle dismantler or salvage operator part-time, you may need insurance that covers you against the specific risks you face. The good news is that having insured breakers yards since the 1960s, we understand the nature of your business, which makes finding flexible and affordable insurance easy. A lot of the leading Motor Trade Insurers do not cover this occupation but thankfully we work with the ones that do.

What Is Breakers Yard Insurance?

The range of risks a typical breakers yard will face is unique, so you need tailored insurance which provides the specific cover you need. Rather than separate policies that cover your business operations and the various liabilities, we can create a single breakers yard insurance policy to protect you against all the risks. That helps to keep things simple and reduce the costs. If your sums insured are higher than average, we have access to exclusive Lloyds’ of London facilities that will cater for your requirements.

That includes cover for road risks, specialist machinery, office equipment, personal and business vehicles and public and employers’ liability.

What Type Of Cover Do You Need?

Breakers yards have unique requirements. When they are well run and can show a record of operating safely, the premium you pay can be negotiated downwards. That said, the insurance requirements are different from other companies in the recycling sector.

Each business is different, but typical options are:

  • Public and employers liability – up to £10 million indemnity level.
  • Equipment, machinery and plant – high sums insured.
  • Engineering inspection
  • Road risks for motor trade including recovery and movement of vehicles and buying/selling of plant.
  • Office contents and other equipment including stock
  • Money cover, business interruption & theft
  • Buildings
  • Personal and business vehicles.

How Can Clegg Gifford Help?

If you are the owner or director of a breakers yard or scrap yard, our knowledge of the business sector allows us to assess your needs accurately and tailor a product that meets your specific needs. The result is a policy that provides excellent protection without paying for cover you don’t need. Get in touch today for a quote.

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Welcome to CG TV

A collection of videos which outline Clegg Gifford’s products and other useful information.

  • Discover more about the products and services we can offer, for both personal and commercial insurances.
  • Check out our trade specific ‘overviews’ which can help determine the right coverage options for your business.
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What makes us special?

  • 50+ Years of experience

    Clegg Gifford were formed in 1968 which means we celebrated our 50th anniversary in 2018. In our circa 50-year history, there is not much we haven’t seen! Our storied history in the Motor Trade, Taxi and Commercial Vehicle industry ensures you won’t find many better placed Brokers to deal with your unique requirements!

  • Scale of operations

    With a network of branches, Appointed Representatives and over 800 brokers we can find cover for clients in any area of the UK. We pride ourselves in being able to find bespoke solutions for unique requirements. From architects and bankers to yacht captains and zoologists, we have covered them all.

  • Nationally recognised Claims team

    As we all know far too well, claims, and claim management is a necessary part of Insurance. Consequently, a good claims teams are worth their weight in gold! We are very proud of our distinguished team that have been nominated for ‘Claims Team of the Year’ two years in a row! Here is to hoping you won’t need to contact them!

  • Huge breadth of insurers

    Due to our heritage within the market, we have great relationships with a multitude of insurers across both personal and commercial lines. As always, our emphasis is on delivering you with flexible coverage options that help support your personal and commercial requirements. As a Lloyds broker we also have access to a range of London Market insurers.

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