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Crash Repair Insurance

  • Commercial Combined Motor Trade policies with £10m indemnity cover available
  • Flexible coverage to add other motor trades

Crash Repair Insurance

We have a long history of insuring crash repairers and panel beaters – everything from one-man band mobile mechanics right through to substantial workshops focusing on niche repairs. When a driver has had an accident, they rely on you to get them back on the road quickly. But unexpected problems and accidents can happen in your businesses too.

At Clegg Gifford, we put the tailored crash repair service insurance you need in place to protect you from the risks that are specific to your business, whether it’s theft, an employee injury or professional negligence.

What Kind of Cover Do You Need?

Whether you work as a part-time panel beater or have your own repair centre, you don’t want to be limited in regards to the activities you can do. Our flexible crash repair service insurance policies can provide the cover you need for work you do alongside your main trade, whether that’s buying and selling, vehicle recovery or running and MOT centre

Typically, there is certain protection crash repairers will put in place. That includes employers’ liability, garage liability insurance and business property insurance. However, there are also a number of extras we can include to tailor your cover to you.

The Additional Cover Available

We understand your industry and get to know your business so we can help determine what coverage fits you best. Typical additions to our policies include:

  • Public and employers’ liability up to £10 million indemnity level
  • Equipment, machinery and plant – high sums insured
  • Engineering inspection
  • Road risks for motor trade including recovery and movement of customers’/own vehicles and extensions for secondary activities such as buying and selling
  • Office contents and other equipment, as well as stock
  • Money cover, business interruption and theft
  • Buildings
  • Own vehicles covered including personal and business vehicles
  • Marine cover for goods in transit

How Can We Help?

When you run a crash repair service there’s rarely time to think about insurance, which is where we can help. We get to know your business before tailoring your cover to provide all the protection you need in one flexible, affordable policy. Request a quote or for more information, please get in touch with our team.

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Welcome to CG TV

A collection of videos which outline Clegg Gifford’s products and other useful information.

  • Discover more about the products and services we can offer, for both personal and commercial insurances.
  • Check out our trade specific ‘overviews’ which can help determine the right coverage options for your business.
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What makes us special?

  • 50+ Years of experience

    Clegg Gifford were formed in 1968 which means we celebrated our 50th anniversary in 2018. In our circa 50-year history, there is not much we haven’t seen! Our storied history in the Motor Trade, Taxi and Commercial Vehicle industry ensures you won’t find many better placed Brokers to deal with your unique requirements!

  • Scale of operations

    With a network of branches, Appointed Representatives and over 800 brokers we can find cover for clients in any area of the UK. We pride ourselves in being able to find bespoke solutions for unique requirements. From architects and bankers to yacht captains and zoologists, we have covered them all.

  • Nationally recognised Claims team

    As we all know far too well, claims, and claim management is a necessary part of Insurance. Consequently, a good claims teams are worth their weight in gold! We are very proud of our distinguished team that have been nominated for ‘Claims Team of the Year’ two years in a row! Here is to hoping you won’t need to contact them!

  • Huge breadth of insurers

    Due to our heritage within the market, we have great relationships with a multitude of insurers across both personal and commercial lines. As always, our emphasis is on delivering you with flexible coverage options that help support your personal and commercial requirements. As a Lloyds broker we also have access to a range of London Market insurers.

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