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Small Business Insurance

  • Cover tailored to suit your business requirements
  • Flexible insurance products such as Professional Indemnity, Public Liability and Employers’ Liability

Small Business Insurance

As a small business owner you need three very simple things from your insurance policies;

  1. Cost effective
  2. Adequate protection to cover your likely liabilities and potential claims
  3. A good broker between you and the insurer.

Insurance is a necessary evil – claims can be very costly, especially in the litigious environment in which we live and they can be particularly damaging to your business if it’s a small enterprise.  It’s advisable to have a public liability policy in place to help cover the cost of any claims made against you.

Also, any business who has employees would require by law to have employers’ liability. This covers individuals who work for you on a full time, part time, or casual basis. Any company that does not have an employers’ liability certificate would incur serious penalties, and this could have a profound effect on the success of a small company.

We can arrange cover for small businesses based in Great Britain and Northern Ireland.

You can cover business equipment, stock and other tools of trade and even improvements you’ve made to your workplace.

Also if you require Directors and Officers or Professional Indemnity Insurance – we can provide cover for these online, as well.

Our policies are quick to arrange online and can get you covered in minutes. We use a Lloyd’s insurer to underwrite these policies – so it’s excellent coverage you are getting, allowing you to focus on your business.

What our clients say

Discover what our clients are saying on the most trusted review platforms like Reviews.io

  • We have a  4.44 Rating on 915 Reviews

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T Henderson

Excellent service and great communication

Posted 18 hours ago

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Anonymous

Efficiency

Posted 18 hours ago

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Mo

This year Clegg Gifford has become a much much better company, faster response & all around highly improved.

Posted 18 hours ago

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Anonymous

Very good service from Mid update

Posted 18 hours ago

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Anonymous

Great service

Posted 18 hours ago

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David Campbell

Excellent service all staff friendly and helpful

Posted 18 hours ago

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Akram Alkifaie

friendly staff

Posted 18 hours ago

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Muhammad Shahzad

Very professional nice and polite customer service. and very responsible prices. I will recommend

Posted 18 hours ago

Welcome to CG TV

Welcome to CG TV

A collection of videos which outline Clegg Gifford’s products and other useful information.

  • Discover more about the products and services we can offer, for both personal and commercial insurances.
  • Check out our trade specific ‘overviews’ which can help determine the right coverage options for your business.
Discover More

What makes us special?

  • 50+ Years of experience

    Clegg Gifford were formed in 1968 which means we celebrated our 50th anniversary in 2018. In our circa 50-year history, there is not much we haven’t seen! Our storied history in the Motor Trade, Taxi and Commercial Vehicle industry ensures you won’t find many better placed Brokers to deal with your unique requirements!

  • Scale of operations

    With a network of branches, Appointed Representatives and over 800 brokers we can find cover for clients in any area of the UK. We pride ourselves in being able to find bespoke solutions for unique requirements. From architects and bankers to yacht captains and zoologists, we have covered them all.

  • Nationally recognised Claims team

    As we all know far too well, claims, and claim management is a necessary part of Insurance. Consequently, a good claims teams are worth their weight in gold! We are very proud of our distinguished team that have been nominated for ‘Claims Team of the Year’ two years in a row! Here is to hoping you won’t need to contact them!

  • Huge breadth of insurers

    Due to our heritage within the market, we have great relationships with a multitude of insurers across both personal and commercial lines. As always, our emphasis is on delivering you with flexible coverage options that help support your personal and commercial requirements. As a Lloyds broker we also have access to a range of London Market insurers.

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