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Trade Plate Insurance

  • Cover for motor trade to move vehicles on non-registered or taxed vehicles
  • Including office, premises and storage cover, if required

Trade Plate Insurance

Trade plates allow motor traders to move vehicles that are temporarily in their possession without having to tax and register them first. The use of a trade plate is limited to a few key motor trade activities including:

• Vehicle collection and delivery
• Vehicle demonstration
• The movement of a vehicle to an auction for sale
• Driving the vehicle to a testing centre or a breakers yard
• Road testing

What Cover Does Trade Plate Insurance Include?

That really depends on the business you run and the type of cover you need. Trade plate policies exclude social, domestic and pleasure use, but does provide you with valuable movement cover on non-registered or taxed vehicles. Under the provisions of the policy, we can also include your everyday vehicles and can also provide social, domestic and pleasure use on your permanently owned vehicles.

For those who hold trade plates, you must provide us with the trade plate numbers so we can disclose them to the Motor Insurance Database (MID). Trade plates are not sufficient when delivering or collecting vehicles from abroad.

What Additional Cover Can We Provide?

We tailor our trade plate insurance cover to meet the specific requirements of your business. That can include office, premises and storage cover as part of a comprehensive trade plate insurance policy, and we can arrange public and employers’ liability if required. We can also provide trade plate cover for new businesses, whether you’re buying and selling cars from home or operate full-time from a business premises.

The additional risks we can cover include:

• Full road risks delivery by transporter, trailer or trade plate
• Storage of vehicles
• Engineering inspection and breakdown
• Tools, equipment & stock
• Buildings & contents
• Own vehicle, fleet and speciality lifting gear
• Vehicles in transit

How Can We Help?

We discuss your requirements with you and get to know your business before tailoring a trade plate insurance policy that meets your specific needs. We then use our leading panel of insurers to find the very best price. Get in touch to discuss your requirements or request a quote today.

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Welcome to CG TV

A collection of videos which outline Clegg Gifford’s products and other useful information.

  • Discover more about the products and services we can offer, for both personal and commercial insurances.
  • Check out our trade specific ‘overviews’ which can help determine the right coverage options for your business.
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What makes us special?

  • 50+ Years of experience

    Clegg Gifford were formed in 1968 which means we celebrated our 50th anniversary in 2018. In our circa 50-year history, there is not much we haven’t seen! Our storied history in the Motor Trade, Taxi and Commercial Vehicle industry ensures you won’t find many better placed Brokers to deal with your unique requirements!

  • Scale of operations

    With a network of branches, Appointed Representatives and over 800 brokers we can find cover for clients in any area of the UK. We pride ourselves in being able to find bespoke solutions for unique requirements. From architects and bankers to yacht captains and zoologists, we have covered them all.

  • Nationally recognised Claims team

    As we all know far too well, claims, and claim management is a necessary part of Insurance. Consequently, a good claims teams are worth their weight in gold! We are very proud of our distinguished team that have been nominated for ‘Claims Team of the Year’ two years in a row! Here is to hoping you won’t need to contact them!

  • Huge breadth of insurers

    Due to our heritage within the market, we have great relationships with a multitude of insurers across both personal and commercial lines. As always, our emphasis is on delivering you with flexible coverage options that help support your personal and commercial requirements. As a Lloyds broker we also have access to a range of London Market insurers.

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